Question 1

Is Spruce Banking Free?

Accepted Answer

Yes, Spruce Banking is free to use, with no monthly fees or sign-up fees. You can enjoy the benefits of mobile banking without worrying about extra costs.

Question 2

Is Spruce Banking Legit?

Accepted Answer

Absolutely. Spruce Banking is backed by H&R Block and partnered with Pathward, N.A., a member of the FDIC. Your accounts and funds are secure and regulated by trusted entities.

Question 3

Does Spruce Banking Have a Referral Program?

Accepted Answer

Yes, Spruce Banking offers a referral program. You can earn up to $20 for each new client you refer, for a maximum of $300 per year. The program provides various reward options, making it a win-win for you and your referrals.

Question 4

What Is the Current Sign-up Bonus of Spruce Banking?

Accepted Answer

The current sign-up bonus for Spruce Banking is a $50 bonus. Simply use the Spruce Banking referral code and make a qualifying deposit of $200 or more within 45 days to claim your bonus.