Spruce Banking Referral Code: Get $50 Sign Up Bonus

Let us introduce you to Spruce Banking. You can also claim a $50 sign-up bonus when you use our Spruce Banking referral code.

While most banking apps like KeyBank are giving up to a $20 sign-up bonus, Spruce took it to a new level with the $50 welcome gift.

No need to visit a fancy bank building – everything is just a tap away on your phone. Whether you’re waiting for payday, want to earn rewards when you shop or need to keep track of your cash, Spruce Banking’s got your back.

Use our Spruce Banking referral code and enjoy a $50 sign-up bonus when you open a new account. Claim your welcome gift NOW!

GET $50 SIGNUP BONUS ON SPRUCE

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Spruce Banking Referral Code: Get A $50 Joining Bonus

Hundreds of new and emerging fintech companies are now entering the American banking space. We are seeing new banking apps like Lili and Albert making waves. Spruce is also among the new frontrunners in the US banking industry.

So, are you eager to get started with Spruce Banking and claim your signup bonus? It’s easy!

By using the Spruce Banking referral code, you can earn a $50 bonus when you open a spending account and make a qualifying deposit of $200 or more within 45 days.

On a different note, are you a savvy shopper as well? If yes, then get the most of your shopping fun with the Venmo credit card cashback program running right now.

Home page of the Spruce banking website. — Source: sprucemoney.com

How To Apply The Spruce Banking Referral Code?

If you have previously used our Nova Credit promo code, you will find similarities in the process of claiming the sign-up gift here as well.

So, are you ready to claim your $50 bonus with the Spruce Banking referral code? Follow these simple steps to get started:

Visit The Website: Navigate to the official website of Spruce or download the app from the Apple App Store or Google Play Store.
Fill In Details: Sign up for an account and provide the required information, such as your name, address, contact details, and your SSN.
Apply The Code: During the signup process, enter the Spruce Banking referral code when prompted.
Verify Your Account: Once you open a spending account with Spruce Banking, you’ll receive a confirmation email. Click on the link to verify your account.
Make The Deposit: Make a qualifying deposit of $200 or more within 45 days to secure your $50 bonus.
Enjoy Your Bonus: Once you make a qualifying deposit, your welcome bonus will be automatically credited to your account.

Please note that direct deposits that qualify include ACH credits, such as direct deposits from your employer. You can’t use any other payment methods, such as Cash App, to get the transfer.

Tax refunds, check deposits, internal transfers, transfers from external accounts, or even cash transfers do not qualify.

Spruce Banking Signup Bonus – Enjoy More Perks

Joining offers are common in the American banking space, as reputed companies like PayPal and Zelle are now also offering sign-up bonuses to get new customers onboard.

Spruce baking is not far behind. Along with the sign-up bonuses, they are also offering much more.

Checking Account Bonus: Earn a $20 bonus when you open a checking account and meet the requirements.
Receive Early Paycheck: With Spruce Bank’s early paycheck feature, you can access your funds faster, helping you manage your finances more effectively.
Retail Cashback: When you use your Spruce Banking debit card at select retailers, you’ll receive cash-back rewards deposited directly into your account.
Early Tax Refund: Signing up for Spruce is quick and easy, and it can also expedite your tax refund. When you have your federal tax refund deposited into your Spruce account, you can receive it up to five days early!

Like Spruce, GO2bank and Charles Schwab are also offering an amazing sign-up bonus to each new customer. So, if you are looking for a new checking account, don’t miss this deal.

No hidden charges banner on Spruce website. — Source: sprucemoney.com

Spruce Banking Promo Codes

Spruce Banking is all about rewarding its users. Besides the signup bonus, here are some additional ways you can benefit from Spruce Banking, such as by using the promo code.

Use any of the following promo codes while you sign up for the first time and get your attractive gifts.

PROGRAMBANKS
KARENSB
MBSPRUCE

Don’t miss our new promo codes for Ally Bank and WorldRemit, especially if you are looking for a fantastic checking or savings account with loads of features.

Landing page of the Spruce website. — Source: sprucemoney.com

What Is Spruce Banking?

Spruce is a fintech platform created by H&R Block, a trusted name in financial markets. The bank products are backed by Pathward, a member of the FDIC.

Headquartered in Kansas City, Missouri, Spruce is a mobile banking app designed to empower you with the tools you need to manage your finances efficiently.

This bank offers several amazing benefits. Here are some key highlights of Spruce Banking:

No Monthly Fees: Unlike traditional banks that often charge monthly fees, Spruce Banking offers its services with no monthly fees.
No Sign-up Fees: You won’t have to pay anything to get started with Spruce Banking.
No Minimum Balance: There’s no need to maintain a minimum balance in your account.
No Credit Check: You don’t have to worry about a credit check when applying for Spruce Banking.

With Spruce Banking, you can make the most of your tax refund, access your paychecks up to two days early, and enjoy cash-back rewards at select retailers.

You can also try SoFi if you are looking for a maintenance-free account with unique features and timely bonuses.

Cashback rewards on Spruce website. — Source: sprucemoney.com

Features OF Spruce Banking

Spruce Banking is a gem if you talk about the features it offers to the customers. Some of the best baking services, such as Moneylion or Robinhood, can only compete with the features.

Spruce Banking offers these unique features to enhance your banking experience. Here are some of the standout features:

No Overdraft Fees Up To $20: Spruce Bank offers Courtesy Coverage, which provides up to $20 in overdraft protection for those with qualifying direct deposits.
Receive Early Paycheck: Forget about waiting for your paycheck to arrive. With Spruce Banking, you can access your funds up to two days earlier.
Unique Banking Tools: Use unique tools such as tax refund recommendations and in-app budgeting tools that help you strengthen your financial habits and make better money decisions.
Get Cashback: Whether you’re shopping for groceries, dining out at restaurants, or booking a hotel stay, you can enjoy cashback rewards that put money back in your pocket.

Don’t forget to tell us in the comment on what you liked about the standout features of Spruce Banking, the mobile banking app that’s changing the way people manage their finances.

Final Note

Spruce Banking is like that friend who’s always got your back in the money department. While most reputed players like Payoneer are offering a $5 signup bonus, Spruce is offering much more.

Imagine saving money effortlessly, getting rewards while you shop, and even grabbing your paycheck a bit early – all with a tap on your phone. Cool, right?

It’s easy, it’s friendly, and it’s right on your device. So, cheers to smarter banking and more cash in your pocket!

FAQs

Yes, Spruce Banking is free to use, with no monthly fees or sign-up fees. You can enjoy the benefits of mobile banking without worrying about extra costs.

Absolutely. Spruce Banking is backed by H&R Block and partnered with Pathward, N.A., a member of the FDIC. Your accounts and funds are secure and regulated by trusted entities.

Yes, Spruce Banking offers a referral program. You can earn up to $20 for each new client you refer, for a maximum of $300 per year. The program provides various reward options, making it a win-win for you and your referrals.

The current sign-up bonus for Spruce Banking is a $50 bonus. Simply use the Spruce Banking referral code and make a qualifying deposit of $200 or more within 45 days to claim your bonus.