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Upgrade Bonus: Get $200 Rewards Checking Bonus and $100 Referral Bonus

December 21, 2023December 21, 2023 by Brishabh Shukla
Upgrade Bonus

Are you looking for an app that provides you with a smarter way to use credit and also offers 1.5% cashback? Upgrade provides affordable and responsible credit options to mainstream consumers through credit cards and personal loans. 

As a welcome reward, it offers an Upgrade $200 bonus. And when you invite friends, you earn a $100 referral bonus for each friend. Not only this, you get up to 1.5% cash back on every purchase. You can also take advantage of Upgrade One Card with Rewards Checking Benefits

Sounds interesting right? Read on to learn about the Upgrade bonus and other offers.

This article may contain affiliate links. We earn a small commission when you click on our affiliate links or use our promo codes, with no extra cost to you! Please read our affiliate disclosure to know more.

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Upgrade Bonus Promotions

In this section, we will learn about the Upgrade $200 bonus, $100 referral bonus, Upgrade One Card with Rewards Checking Benefits, and a 1.5% cashback offer.

Upgrade Bonus: $200 with Rewards Checking Account 

It is now offering an Upgrade card $200 bonus just like the earlier Upgrade $400 bonus to those who open a new Rewards Checking account with the card.

Steps Earn an Upgrade Bonus with a Rewards Checking Account

Upgrade sign up bonus

To claim your bonus, simply follow these steps:

  1. Open an Upgrade Card with Rewards Checking account. 
  2. Within the first 60 days of opening your account, make three debit card transactions.
  3. Once you’ve completed these transactions, your bonus credit will be posted to your Upgrade Card as a rewards credit within 1-2 billing periods.

It’s that easy!

Earn more free money with the best $100 sign up bonus apps

Upgrade Referral Bonus: Get $100 Give $200

After signing up, you can earn another Upgrade bonus worth $100.

All you have to do is invite friends and when they create a new Rewards Checking Account, they will get $200 and you will get a $100 Upgrade referral bonus. 

Steps to Claim Upgrade Referral Bonus

  1. Log in to your Upgrade Account.
  2. Go to the “Referral” section and copy your unique Upgrade Referral Code.
  3. Share your code with friends and family.
  4. If someone creates a verified Upgrade account with your code and makes 3 purchases within 60 days, you’ll get a $100 Upgrade Referral Bonus.
  5. The person you referred will also get a $200 Upgrade Sign up Bonus.

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Upgrade 1.5% Cashback

Upgrade 1.5% Cashback

Now that you know about the Upgrade bonus, let’s talk about their cashback offer.

Upgrade offers a cashback program that gives you 1.5% cashback on all your purchases, every day. This means that for every dollar you spend, you’ll get back 1.5 cents.

How to Get 1.5% Cashback?

Here are the simple steps to get started:

  1. Sign up for an Upgrade account:
  2. Choose the Upgrade Card with Cashback
  3. Use your Upgrade Card with Cashback for all your everyday purchases. You’ll automatically earn 1.5% cash back on every purchase you make.
  4. Once you’ve earned cashback, you can redeem it at any time by logging into your Upgrade account and selecting the “redeem cashback” option.

That’s all! With Upgrade’s 1.5% cash back program, you can start earning cashback on all your purchases today.

Do you find it hard to manage your budget? Go through the best tips and hacks to save money.

Upgrade Card with Rewards Checking Benefits

Upgrade Card with Rewards Checking

Upgrade Rewards Checking is a versatile financial tool just like the Upgrade unlimited cash rewards visa that offers a range of benefits to help you take control of your finances.

Here are just a few of the benefits you can enjoy:

  • Cashback: Earn 3% cash back on everyday purchases and 2% on everything else.
  • Payment method: Choose how you pay for your purchases: Pay Now with no interest or Pay Later.
  • Rewards: Enjoy extra spending power when you have Rewards Checking through Upgrade.
  • No Fee: There are no hidden fees or charges with Upgrade Rewards Checking.

With its cash back rewards and fee-free structure, Upgrade Rewards Checking is the smart choice for anyone looking to take control of their finances.

Is Upgrade Legit?

Yes, Upgrade is considered legit. They have an excellent 4.6-star rating on Trustpilot which shows it’s a safe option to use.

According to the user’s review, their customer service is helpful and quick in delivering the loans. Along with a good rating Upgrade is also accredited by Better Business Bureau since 2017. 

Upgrade vs Chime: Which One is Better?

Upgrade and Chime are both online banks that offer a range of financial services to their customers.

While both banks offer many of the same features and benefits, there are also some notable differences between the two. Here is a table comparing the two:

FeatureUpgradeChime
Type of AccountDigital Banking, Loans, and Credit CardsDigital Banking
FeesNo annual fee for a credit card, but late fees and returned payment fees may applyNo monthly fees or overdraft fees
Interest RatesCompetitive rates on personal loans and credit cardsUp to 0.50% APY on savings account
Rewards ProgramUnlimited 1.5% cash back on every purchase with Upgrade’s credit cardRound Up savings feature that automatically saves your spare change
Overdraft ProtectionAvailable with a credit line for checking accountAutomatic overdraft protection with no fees
Mobile AppAvailable for iOS and AndroidAvailable for iOS and Android
Customer ServiceAvailable via phone, email, and chatAvailable via phone, email, and chat
ATM NetworkAccess to over 90,000 ATMs with no feesAccess to over 38,000 ATMs with no fees
FDIC InsuranceUp to $250,000 per accountUp to $250,000 per account

Ultimately, the decision between Upgrade and Chime will depend on your personal financial needs and preferences.

Upgrade may be a better choice if you are looking for a wider range of loan options. 

Bottom Line

If you ask us, the Upgrade bonus offer can be a great way to earn extra cashback and rewards on your purchases.

The bonus offer can help you save money, and the card’s features, such as no annual fee and low APR, can make it a valuable addition to your wallet.

FAQs 

How do I get my bonus from Upgrade?

Make a new Rewards Checking account and deposit money into it. During the next 60 days, make at least three purchases with your debit card. 

How do you get the 400 Upgrade bonus?

The $400 bonus offer has expired, however, you can earn an Upgrade card $200 bonus by creating rewards checking account and depositing money into it.

What is the limit on the Upgrade card?

Typically $500 to $20,000. (Some borrowers may qualify for up to $50,000.)

What is Upgrade rewards checking?

Upgrade checking account $200 bonus has no monthly cost. Cashback is a form of reward.

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Brishabh Shukla

Categories Make Money Tags upgrade 1.4% cash back, upgrade 200 bonus, upgrade card, upgrade referral bonus, upgrade rewards checking account, upgrade sign up bonus
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