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Marcus Bank Referral Code: Get $100 Bonus + Up To 5.40% APY

December 13, 2023December 13, 2023 by Brishabh Shukla
Marcus Bank referral code for new users.

In the world of digital banking, Marcus by Goldman Sachs has emerged as an online financial powerhouse. With our Marcus Bank referral code, you can now claim up to a 5.4% APY (1% extra) for the first three months by opening a high-yield savings account.

Joining bonuses are not uncommon in the American banking sector, as key players like Ally Bank and KeyBank are now offering up to a $50 signup bonus. However, Marcus is offering more value by giving 8X the national average of APY, along with 1% extra.

On top of that, Goldman Sachs, with a history spanning 154 years, lends its financial expertise to Marcus Bank, instilling trust and credibility in every transaction. So, it is truly a bank that modern Americans trust!

Use our Marcus Bank referral code and claim an extra 1% APY (5.40% in total) for the first three months of opening a high-yield savings account.

GET 5.40% APY ON MARCUS BANK

This article may contain affiliate links. We earn a small commission when you click on our affiliate links or use our promo codes, with no extra cost to you! Please read our affiliate disclosure to know more.

Marcus Bank Referral Code

Many American banking establishments are now offering up to a $100 signup bonus. Previously, Marcus Bank also offered a $100 bonus when you signed up using our referral code and deposited $10,000 or more within ten days.

Although this specific promotion is currently unavailable, we have an exclusive offer for you. We have already given you some exclusive bonuses for GO2bank and Dave as well.

By using our Marcus Bank referral code, you can still earn an additional 1.00% APY in your Online Savings Accounts for the first three months. That’s 5.40% APY, exceeding the usual 4.40% APY during this introductory period.

So, don’t miss your chance and claim your 1% extra APY (5.40% in total – 8X the national average) with a Marcus Bank savings account.

Landing page of the Marcus Bank website.
Source: marcus.com

How To Apply The Referral Code On Marcus Bank?

Cash App is the pioneer in joining bonuses, as they are the first ones who started with a $5 signup bonus. And the rest of the banking players followed the same path.

Applying the Marcus Bank referral code to enjoy the boosted APY is a simple and quick process. Follow the steps mentioned below.

  • Sign Up: Visit the Marcus Bank’s official website or download the Marcus mobile app (iOS and Android) from your app store.
  • Create Your Account: Follow the on-screen instructions to create your account. Provide the necessary information to set up your online banking profile.
  • Apply the Referral Code: Enter our Marcus Bank referral code to activate the additional 1.00% APY for the first three months.
  • Deposit Funds: Deposit within ten days of enrolling in the Online Savings Account.
  • Enjoy the Boosted APY: You’re now set to enjoy a boosted APY of 5.40% for the initial three months.

If you are looking for an advance before your paycheck, Klover has a fantastic offer for you. With our Klover promo code, you’ll not only get a $100 bonus but will also get up to $200 in advance.

Marcus Bank Promo Codes 2023

Marcus Bank, committed to enhancing your financial experience, occasionally offers promotional codes that can add extra value to your banking endeavors.

These promo codes can provide you with a boost in savings, higher interest rates, or special perks for certain financial products. Here are some of the working promo codes that you can try.

  • CY923
  • JOHT4TKDAB
  • JONYHRJ9DI
  • MBOCT23
  • MARCREF99

We have also previously shared Green Dot promo codes and Spruce Banking bonus codes. So, if you are looking for a checking account, you can check those to get a head start with a bonus.

iOS app of Marcus Bank on Apple App Store.
Source: apps.apple.com

Marcus Bank Promotions & Bonuses

Reputed financial players like WorldRemit or Robinhood are now offering grand promotions and attractive bonuses to both new and existing customers. Marcus Bank followed the same path.

Marcus Bank offers attractive promotions and bonuses to enhance your banking experience. Currently, there are three ongoing offers from this trusted bank that you can take advantage of.

  • Signup Bonus: Marcus Bank provided a $100 signup bonus when you deposited $10,000 or more within ten days of joining. While this particular promotion is temporarily unavailable, the boosted APY with our Marcus Bank referral code remains a great benefit.
  • Penalty-Free CDs: Apart from the high-yield CDs, Marcus also offers No-Penalty CDs, allowing you to withdraw your balance before maturity without any penalties.
  • Fixed-rate Personal Loans: Marcus Bank offers fixed-rate personal loans from $3,500 to $40,000 with APRs ranging from 6.99% to 24.99%. What’s more, there are no signup or prepayment fees.

Most of the banking services are now paying around a $20 signup bonus. But with Marcus Bank, you can get much more as it is offering a flat 1% extra APY on your savings account.

Portfolio banner on the Marcus Bank website.
Source: marcus.com

What Is Marcus Bank?

Marcus Bank, a venture of the esteemed Goldman Sachs established in 2016, represents a modern stride in online banking. As an exclusively online institution, Marcus Bank seeks to provide a hassle-free banking experience for its customers.

Boasting a legacy of 154 years, Goldman Sachs lends its vast financial expertise to the operations of Marcus Bank, assuring customers of a reliable and secure banking platform.

The core offerings of Marcus Bank encompass a high-yield savings account and penalty-free certificates of deposit (CDs). These savings avenues allow account holders to benefit from higher interest rates, ensuring their savings grow at a rate nearly eight times the national average.

Moreover, Marcus Bank’s high-yield CDs necessitate a minimum deposit of $500 and provide fixed interest rates, varying with the chosen term ranging from six months to six years.

Marcus Bank differentiates itself further by offering no-fee personal loans, aligning with its commitment to transparency and customer-centricity.

Banking products listed on the Marcus Bank website.
Source: marcus.com

Features Of Marcus Bank

Online payment services, such as Venmo or Zelle, are known for outstanding features. But Marcus is not far behind.

When considering an online bank, Marcus by Goldman Sachs stands out with its impressive features tailored to provide maximum benefits for its customers:

  • Backed By Goldman Sachs: With the backing of Goldman Sachs, Marcus Bank leverages the expertise of a renowned financial institution to provide reliable and secure banking services.
  • Earn 8X The National Average: Marcus Bank offers a high-yield savings account that provides a competitive interest rate, allowing you to grow your savings more rapidly than traditional savings accounts.
  • No Fees, No Minimum Deposit: Marcus Bank does not impose any fees or require a minimum deposit, making it an accessible option for a wide range of customers.
  • Same-Day Transfers: Marcus Bank facilitates same-day transfers of $100,000 or less to and from other banks, providing convenient and quick transaction options.
  • Comprehensive Account Management: Through the Marcus mobile app, you can conveniently review recent transactions, track transfers, analyze your savings and investment trends, and access insightful tools like Marcus Insights.

On a different note, if you are using a Venmo card for your regular purchases, take advantage of the ongoing Venmo credit card cashback offers. They are now offering up to 10% cashback.

Final Note

In a world where every dollar counts, Marcus Bank shines as a beacon of financial empowerment. As we’ve explored, Marcus Bank offers an array of financial tools designed to help you grow your money and achieve your financial goals.

From their high-yield savings accounts to penalty-free CDs and user-friendly mobile app, Marcus Bank provides a seamless banking experience.

Stay informed about their latest offers and codes from our website and unlock exclusive advantages. Begin your path to financial prosperity with Marcus Bank today!

FAQs

Yes, Marcus by Goldman Sachs is a legitimate online bank and is a part of the reputable Wall Street investment bank, Goldman Sachs, with a history of over 150 years.

While Marcus Bank offers a competitive APY on its savings account, using our exclusive referral code can boost the APY to 5.40% for the first three months.

Currently, Marcus Bank does not offer a traditional cash referral bonus. However, by using our referral code, you can enjoy a boosted APY of 5.40% on your savings account for the first three months.

As of the current promotion, Marcus Bank does not offer a cash signup bonus. However, you can enjoy an enhanced APY of 5.40% for the initial three months using our referral code.

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Brishabh Shukla

Categories Make Money Tags Marcus Bank bonus, Marcus Bank bonus for new users, Marcus Bank joining bonus, Marcus Bank promo codes, Marcus Bank promotions, Marcus Bank referral codes, Marcus Bank signup bonus, Marcus Bank welcome bonus
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